Accurate, lender-compliant residential appraisals across Virginia.
Whether you’re purchasing your first home, refinancing an existing mortgage, or financing new construction, our appraisal reports provide lenders with reliable market value supported by thorough research and local market expertise.
Who We Serve
Banks
Mortgage Lenders
Credit Unions
Homebuyers
Mortgage Brokers
Homeowners
Mortgage & Lending Assignments
We provide residential appraisal services for a broad range of mortgage and lending needs, including purchase, refinance, construction, and specialized assignments.
Purchase & Refinance
Appraisal services supporting residential purchase and refinance transactions, including:
- Purchase
- Rate-and-term refinance
- Cash-out refinance
- Reverse mortgage
Loan Programs
Appraisal assignments supporting a variety of residential lending programs, including:
- Conventional
- FHA
- USDA
Construction & Renovation
Valuation assignments involving properties that are being built, renovated, or completed, including:
- New construction
- Proposed construction
- Renovation
- Subject-to-completion
- As-is
- After-repair value
Specialized Lending Assignments
Additional assignments supporting specialized lending and valuation needs, including:
- REO and foreclosure
- Partial release
- Final inspection and completion certification
- Recertification of value
- UAD 3.6 assignments
Property Inspection Options
Full Interior & Exterior Inspection
The traditional appraisal with a complete interior and exterior property inspection.
Exterior Only
Used for certain lending scenarios where an exterior inspection satisfies lender requirements.
Hybrid
Combines third-party property data collection with professional appraisal analysis.
Desktop
A valuation completed using market data and available property information without an on-site inspection when permitted by the client or lender.
The Mortgage Appraisal Process
1.
Order Received
2.
Inspection Scheduled
3.
Property Inspection
4.
Market Analysis
5.
Quality Review
6.
Final Report Delivered
Why Choose Varvashenya Development & Valuation
- Local Market Knowledge
- Prompt Scheduling
- Clear Communication
- Reliable Turnaround
- USPAP-Compliant Reports
- Professional Service